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How estate agents check a buyer’s chain of sale before agreeing a deal

5 Apr 2025

Estate agents play a crucial role in checking a buyer’s position before a sale is agreed, ensuring sellers make informed decisions. Here’s how they do it.

Selling a home can be stressful, especially when multiple transactions are linked together in a chain. A strong, well-verified buyer chain reduces the risk of delays or sales falling through. Estate agents play a crucial role in checking a buyer’s position before a sale is agreed, ensuring sellers make informed decisions. Here’s how they do it.

1. Assessing the Buyer’s Position

The first step is understanding the buyer’s circumstances. Are they in a chain a first-time buyer or a cash purchaser? A first-time buyer or cash buyer often means a quicker more straightforward sale while a buyer in a chain requires deeper investigation.

2. Investigating the Chain

If a buyer is part of a chain the agent assesses how many transactions are involved and whether they’re progressing smoothly. The more complex the chain the higher the potential for delays.

3. Contacting Relevant Parties

An agent liaises with other estate agents solicitors and involved parties to verify the chain’s status. This ensures that all transactions are moving forward as expected.

4. Verifying Financial Readiness

A buyer’s financial position is crucial. The agent confirms whether they have a mortgage in principle proof of deposit funds or cash availability. This step prevents unnecessary hold-ups later in the process.

5. Evaluating Risk Factors

Weak links in a chain such as a buyer whose own property isn’t yet under offer can cause delays. Estate agents identify these risks early allowing sellers to decide whether to proceed.

6. Providing Clear Updates

A good estate agent will keep sellers informed offering a summary of the buyer’s chain position and any potential issues. This transparency helps sellers make confident choices before accepting an offer.

Conclusion

By thoroughly checking a buyer’s chain of sale estate agents reduce the likelihood of complications ensuring a smoother more secure transaction. Their expertise and due diligence can make all the difference in successfully navigating the property market.

Find out more about our property sales services here.

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